Save Money With Prescription Drug Discount Cards

Many people have never heard of a prescription drug discount card. This is unfortunate as they may be missing out on potentially substantial savings at the pharmacy. Millions of people across the country are saving money on prescription medications by using these discount cards.

What is a Prescription Drug Discount Card?

A prescription drug discount card is exactly like it sounds. It is a card that provides a discount on prescription medications at the pharmacy. These cards should not be confused with prescription insurance coverage. They provide no benefit beyond simple discounts to the consumer. That being stated, these cards can provide substantial savings given the right circumstances.

How do prescription discount cards work?

Generally anyone can sign up for a prescription discount card. There is usually no qualifying needed. You can get one regardless of age, income health conditions or coverage by insurance. Once you have the card you can use it at any participating pharmacy. Present the card to the pharmacy staff when you drop off the prescription. The discount is given by the pharmacy on your medications by reducing the profit margin made by the pharmacy.

You win by getting a discount on your medications and saving money without having to shop around. The pharmacy wins by attracting more business, filling more prescriptions and potentially selling other items. This is known as companion sales.

Many of these drug discount cards have no sign up fees and no monthly fees although a few do carry a small fee.

Who should get a discount card?

Pretty much everyone should get a discount card. You never know when you may need it. The primary group of people who should get a discount card is the uninsured. In my practice, about 10% of prescriptions are filled for people with no prescription drug coverage. If you fall into this group, then a prescription discount card is a must.

Even those who have prescription drug coverage can benefit from these pharmacy cards. Most insurance plans have a list of medications they do not cover. In this case a discount card would prevent your having to pay the full retail price if you still choose to purchase the medication. Also, sometimes your insurance company has a specific copay. For example, you may pay $10.00 for a 30 days supply of a generic medication. But if you were to use a discount card, you could end up getting a 3 month supply for $10.00 to $15.00 depending on the medication.

People covered under Medicare part D can definitely benefit from a discount card. Sleep medications and anxiety medications are often not covered under these plans. Using a pharmacy prescription discount card for these medications would reduce the out of pocket costs for these drugs.

How to you get a prescription discount card?

There are many places you can get a discount card. Many employers already provide them to their employees. Check with your job to see if there is one available where you work.

Also, many states and cities are offering prescription discount cards to their residents. Check with your local governments to see if they have a program.

Another place you can get one is from large companies you already do business with. For example, sometimes banks provide them to their account holders. AAA has a plan available to its customers and AARP also has a discount card available. There are many more companies who provide these valuable benefits to their customers.

One of the easiest ways to get a prescription discount card is to visit www.Pharmerdon.com. There you can fill out a very basic form and print yourself a discount card in less than two minutes. This card is free. There is no sign up or monthly fees. It can be used at over 40,000 pharmacies across the county. Savings can be anywhere from 10% to well over 50% depending on the medication. Here is the direct link to the signup page for the pharmacy prescription discount card.

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